Roth Ira Income Limits 2025 Married Person. You can make contributions to your roth ira after you reach age 70 ½. Roth ira income and contribution limits for 2025.
• married couples filing jointly can contribute the maximum amount to a spousal roth ira for tax year 2025 if their magi is less than $230,000. The amount you can contribute to a roth ira depends on your annual income.